Welcome,
Self-Employed · Ontario · 2025
Operating as:
— switches tax rate, grants, and affiliate suggestions instantly
Jan 1 → Today 2025
$0.00
Total Business Income
Expenses
$0
Profit Net
$0
Tax Saved
$0
GST ITC
$0
Income
$0
0 entries
Business Expenses
$0
0 entries
Profit Net/Loss
$0
Income − Expenses
GST Refund (ITC)
$0
Line 109
Monthly Overview
Income
Expenses
Recent Transactions
| Date | Description | Category | Type | B/P | Amount | GST |
|---|
🍁 GST Quick
GST Collected$0
ITC Credits$0
Net$0
💰 Tax Savings
🔥 Hot Right Now
All Accounts
💡 Separate business accounts are fully independent. Each account has its own transactions, invoices, expenses, and tax reports. Income from one account is never visible in another. Switch accounts using the tabs at the top.
Transactions
🇨🇦 Government Benefits Detected
🏛 Paid to Government (CRA)
📅 Split a Back Payment Across Years
If you received one lump sum covering several years (e.g. a retroactive CCB or GST credit correction), enter the details below to see how much belongs to each tax year.
| Date | Description | Category | Type | B/P | Amount | GST | Source | ✓ | Actions |
|---|
Invoices
Total Invoiced
$0
Outstanding
$0
| Invoice # | Client | Date | Subtotal | HST | Total | Status | Actions |
|---|
Estimates
Quotes with product photos — convert to invoice in one click
Total Quoted
$0
Estimates Sent
0
| Est # | Client | Description | Items | Subtotal | Discounts | Tax | Total | Valid Until | Actions |
|---|
Expenses
Search by date, description or category · Quick category update
🔍
📅 From
To
By Category
By Year
| Date ⇅ | Description | Category (click to change) | Bus% | Amount ⇅ | GST | Tax Saving | Year | Actions |
|---|
Inventory
📦 Auto-fills invoices · tracks COGS · connects to eBay/Etsy/Amazon
Products
0
Inventory Value
$0
Low Stock
0
Receipts & Files
All uploaded files · Click to view · Duplicates auto-detected
📂
Click or drag to upload · Images · PDFs · CSV
AI reads each receipt · 1 credit per receipt · failed reads are refunded
GST/HST Ontario (13%)
Lines 101 + 103 — Sales
Total Net Sales$0
HST Collected (L.103)$0
Line 108 — ITC Credits
GST Paid on Purchases$0
ITC Claimable (L.108)$0
Line 109 Net Tax / Refund$0
Bank Reconciliation
Monthly auto-reconciliation · Opening balance · Outstanding items
📖 Book Balance (Your Records)
🏦 Bank Statement
📊 Outstanding Items
⚠️
This is a financial record-keeping tool, not tax consulting. These figures are estimates for your own records — have them reviewed by a licensed accountant before filing or making business decisions.
CRA Reports
GST/HST · T4 · Year-End Financial · Download Tax Package for accountant · Uses the CRA tax brackets of the year you pick (2020–2026)
📥 Import Your Data
🤖 Switching from another app? Bring your transactions, invoices, and estimates over — CSV column mapping works with exports from any accounting software or bank. PDF statements read automatically. 5 credits per PDF import.
📄
Drop Bank Statement PDF
Any Canadian bank · 6 years back · RBC, TD, Scotia, BMO, CIBC, Tangerine, PC Financial
Linked Accounts
🎯 Future Money Planning
Car · House · Vacation · Retirement · Trust fund · Year-end tax strategies
🚗
December Tax Strategy — Buy Before Dec 31
Buying a business vehicle or equipment before December 31 lets you claim CCA (depreciation) for the entire tax year — even if you buy it on Dec 30. CRA's half-year rule means you claim 50% of the normal rate in year one, but that's still thousands off your taxable income.
Vehicle purchase calculator
🎯 Savings Goal Calculator
🏛 Sole Proprietorship vs Incorporation
Which structure saves you more · Break-even calculator · CRA rules for Canada
🧰 Your Profession — Different Trades, Different Deductions
A carpenter and a designer are taxed under the same rules but deduct completely different things. Pick yours below.
👥 If You Have Employees (Inc.) — What It Really Costs
A sole proprietor has no payroll. Once you incorporate and hire, the gross salary is just the start — here's exactly where the rest of the money goes, using real 2026 CRA rates.
💡 Which is better for YOU?
Grants & Benefits
Free money, tax credits, and loans — commissions marked for referrals
⚖ CRA Rules — Last updated: 2025 tax year ·
Tax laws change every year. CCB, GST, CAIP, and benefit amounts are for 2024-25 benefit year.
RRSP limit 2025: $32,490 · TFSA: $7,000/yr · Mileage: $0.72/$0.66/km.
Always verify at canada.ca/cra before filing.
⏰
5 Grants Closing Soon — Act Now
RRSP deadline March 1 · CDAP budget running out · FHSA must open by Dec 31 · SR&ED file within 18 months · OSEB within 6 weeks of EI
⏰
5
Closing Soon
💚
11
Free / No Repay
💰
9
Earn Commission
🍁
17
Total Programs
💡 Tip: Grants marked 💰 let you earn a referral commission when you share them with eligible business owners. This is legitimate affiliate/advisory income — report it on T2125.
Government Benefits Estimate
Business Grants (Self-Employed, Women, Indigenous)
Account Settings
PlanTaxes.Pro · v2026.05 · CRA 2025 Rules · Canada
🏢 Business Info
No logo
🌍 Location, Tax & Language
Menus, labels, and category names translate. Free-text notes can be translated on demand with the Translate button where offered.
🔁 My Auto-Categorize Rules
Created automatically when you tick "Remember this" while saving a transaction. Matching future transactions auto-fill the same way.
💳 Plans & Pricing
🎨 Appearance
🔒 Privacy & Your Data
⚠️ Delete Account Forever
This permanently deletes your login (email & password) and every piece of data tied to your account — all transactions, invoices, estimates, customers, inventory, everything currently stored in the cloud.
This cannot be undone. There is no recovery, no grace period, no "restore my account" option. Once you confirm, it's gone.
Data still sitting only on this device's browser (not yet synced) will also be cleared as part of this action.
If you just want a break, you don't need to delete anything — simply log out instead. Your account and data will be waiting when you come back.
This cannot be undone. There is no recovery, no grace period, no "restore my account" option. Once you confirm, it's gone.
Data still sitting only on this device's browser (not yet synced) will also be cleared as part of this action.
If you just want a break, you don't need to delete anything — simply log out instead. Your account and data will be waiting when you come back.
📊
Panels look empty?
That is because there is no data yet. Load sample data to see Timesheets, Customers, Projects, Invoices, Mileage, and Income reports fully populated.